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Personal Loans

Compare published CAT, amount and term for free. A payment appears only when a verifiable schedule exists.

Published CAT and limits, or commercial-catalog data · the final offer can change with your profile

Personal loans, without the bank jargon

An unsecured cash loan. Use it for anything — top up your emergency fund, consolidate debts, finance a renovation, whatever. The bank doesn't ask what for.

What changes between offers is the CAT — the real annual rate with fees already baked in. The gap between 32% and 42% on 80,000 pesos over 36 months is nearly 14,000 pesos out of your pocket. When at least two verified CAT figures of the same type are available, you can sort by cost; until then, that option stays disabled.

  • Typical approved amount: 30k–90k pesos
  • Common term: 24–48 months
  • Bank CAT band: roughly 38–46%
  • Comparing here is not a hard pull

Frequently asked questions

What can I actually borrow?+

The product ceiling is 900,000 pesos, but the typical approved amount is 30k–90k. To get higher, the bank wants job tenure, provable income and a clean bureau.

If a bank turns me down, will a SOFOM too?+

Not always. SOFOMs read your account flow and behaviour, not only the bureau. They approve more easily — at a noticeably higher CAT.

When does the money actually land?+

SOFOM: same day. Bank: one to three business days, into whichever account you provide.

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