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Personal Loans

Compare personal loan offers in Mexico for free and pick the lowest monthly payment. Check the CAT before you sign.

Indicative rates from each institution's public rate sheet · confirm before signing

Personal loans, without the bank jargon

An unsecured cash loan. Use it for anything — top up your emergency fund, consolidate debts, finance a renovation, whatever. The bank doesn't ask what for.

What changes between offers is the CAT — the real annual rate with fees already baked in. The gap between 32% and 42% on 80,000 pesos over 36 months is nearly 14,000 pesos out of your pocket. That's why we sort by CAT here, not by marketing.

  • Typical approved amount: 30k–90k pesos
  • Common term: 24–48 months
  • Bank CAT band: roughly 38–46%
  • Comparing here is not a hard pull

Frequently asked questions

What can I actually borrow?+

The product ceiling is 900,000 pesos, but the typical approved amount is 30k–90k. To get higher, the bank wants job tenure, provable income and a clean bureau.

If a bank turns me down, will a SOFOM too?+

Not always. SOFOMs read your account flow and behaviour, not only the bureau. They approve more easily — at a noticeably higher CAT.

When does the money actually land?+

SOFOM: same day. Bank: one to three business days, into whichever account you provide.

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