2026-08-06

BBVA vs Banorte: debt consolidation

BBVA MéxicoBanorte
APR (CAT)Not verifiedNot verified
Amount$20k–$800k$20k–$600k
Term12–72 meses12–60 meses
What sets it apartConsolidation with direct payoff to the original debt (the cash never lands in your account)Accepts consolidating store cards (Liverpool, Suburbia, Coppel) and payroll loans from other banks

When to pick BBVA México

BBVA closes the consolidation with a direct payoff: the money never passes through your account, it goes from the bank straight to the original card.

When to pick Banorte

Banorte will consolidate products that BBVA will not touch: department-store cards and payroll loans held at another bank. If most of your debt is Coppel plus Liverpool plus Suburbia, Banorte is one of the few that will roll all of it into a single payment.

My recommendation

Mixed debt with store cards: Banorte.

How we compare these two

Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.

Read the full editorial review of BBVA México or Banorte before deciding.

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