2026-08-06

BBVA México vs Banorte: auto loan comparison

BBVA MéxicoBanorte
APR (CAT)Not verifiedNot verified
Amount$50k–$1.5M$50k–$1.2M
Term12–72 meses12–72 meses
What sets it apartAgreements with most carmakers; preferential rates with Volkswagen Group brandsMore flexible approval on used cars up to 5 years old

When to pick BBVA México

On a 350,000-peso loan over 60 months, the gap with Banorte is about $8,500 by the end of the term. Typical down payment is 20%.

When to pick Banorte

Banorte is more open to certified used cars and imported cars with a proper invoice. It accepts cars up to 5 years old (BBVA usually cuts off at 4). For borrowers with two or three minor late payments in their history, Banorte will approve where BBVA says no.

My recommendation

New car from a brand with a dealer agreement: BBVA. Certified used car or a borrower with a patchy credit history: Banorte.

How we compare these two

Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.

Read the full editorial review of BBVA México or Banorte before deciding.

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