Nu vs Vexi: no-annual-fee credit card
| Nu México | Vexi (Banco Forjadores) | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $3k–$60k | $3k–$60k |
| Interest-free days | 55 días | 50 días |
| What sets it apart | Leading UX app, total transparency, cashback variable by promotion | Up to 5% cashback at Amazon, Netflix, Mercado Libre; 12 interest-free months at participating merchants |
When to pick Nu México
Nu wins on a client with clean bureau who pays in full every month. The app is Mexico's most polished, real-time notifications, spend control by category.
When to pick Vexi (Banco Forjadores)
Vexi wins if your recurring spend includes Amazon Mexico, Netflix and Mercado Libre. The up to 5% cashback on these platforms can add 200-500 pesos monthly that Nu doesn't return. For thin or rebuilding bureau, Vexi approves where Nu rejects.
My recommendation
Heavy Amazon/Netflix/Mercado Libre spend or thin bureau: Vexi for cashback and approval.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of Nu México or Vexi (Banco Forjadores) before deciding.