Blog

What we see when we go through the loan offers every week: market shifts, CAT changes, new fintechs, and the fine print worth flagging.

Market

What CONDUSEF's H1 2026 Average CAT report tells us

The average CAT on personal loans from private banks barely moved, but online SOFOM lenders posted double-digit increases for the second half in a row. The breakdown by bank and product.

Fintech

Nu launched personal loans in Mexico — what's behind the headline

Nu entered the Mexican personal-loan market with competitive rates and a fully digital process. What it offers, and what it still doesn't.

Tips

Buen Fin 2026: the quiet trap inside interest-free monthly payments

The Buen Fin discount plus MSI (meses sin intereses) looks unbeatable. Run the full numbers and sometimes it isn't. How to tell.