BBVA vs Nu: personal loan in 2026
| BBVA México | Nu México | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $10k–$900k | $5k–$150k |
| Term | 6–60 meses | 6–48 meses |
| Minimum income | $8,000 | $5,000 |
| What sets it apart | Traditional bank with leading app, payroll integration, high max amount | Digital fintech with APR from 32% for clients with 6+ months Nu history |
When to pick BBVA México
BBVA wins if you need amount over 150K, longer term than 48 months, or you're not an active Nu client. Traditional banking remains the natural range for large loans with extended terms.
When to pick Nu México
Nu wins if you've had a Nu card 6+ months with on-time history and you need a medium amount (40K-120K) over 24-36 months. Approval is 100% digital with no paperwork.
My recommendation
High amount or no Nu history: BBVA for capacity and experience.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of BBVA México or Nu México before deciding.