Is it legit? Bank and SOFOM reviews

Legitimate. Mexico's largest bank by assets, tightly regulated. If approved, total cost tends to be among the lowest in the bank tier.

Legitimate. The only large bank with fully Mexican capital. If your payroll already runs through them, expect a rate below the BBVA equivale…

Legitimate. Mexico's third-largest bank, strong in mortgage. Personal-loan rates usually sit above BBVA and Banorte; worth quoting all three…

Legitimate. Nearly 150 years in Mexico. The Citi spin-off is still in process; existing-customer contracts unaffected. The Costco card pulls…

Legitimate. The real edge is multi-currency banking and expat services. For a plain MXN personal loan, BBVA or Banorte usually beat them.

Legitimate. Small among the majors, but competitive on 20-year mortgages. Cheaper personal-loan options exist; for mortgage worth quoting th…

Legitimate. A licensed bank, not a SOFOM; deposits are IPAB-insured up to 400,000 UDIs. The card is the top pick if you want no annual fee a…

Legitimate. Hey runs as a digital bank inside Banregio, so deposits are IPAB-protected. A real alternative to Nu if you want yield on the sa…

Legitimate. SOFOM E.N.R. registered in SIPRES since 2012, one of the oldest brands in Mexican express lending. The high APR is standard for …

Legitimate. Registered SOFOM backed by the DiDi group. Rate is high for a bank but low for a SOFOM; works best for active DiDi drivers or ri…

Legitimate, but together with Kueski it sits in the priciest tier. The "money in an hour" promise holds. If your bureau is poor and nobody e…

Legitimate, and unlike Kueski or MoneyMan it is CNBV-supervised (SOFOM E.R., not E.N.R.). Stricter regulation doesn't make it cheap, but con…

Legitimate. A non-CNBV-regulated SOFOM, but listed with CONDUSEF and operating for a decade. Before accepting, compute the total to pay; a s…

Legitimate as an aggregator. KreditiWeb doesn't lend directly: shares your request with partner SOFOMs and earns per lead. To save time and …

Legitimate. Crezu is an aggregator, not a lender. The 0% hook on the first loan does honor if you pay on time. From the second onwards, the …

Legitimate. Credy is an aggregator, not a direct lender. The free first loan (up to 30,000 pesos) has real value with a 30-day repayment pla…

Legitimate. Issued by Banco Forjadores, so it's a real bank, not a SOFOM. Lifetime no annual fee, 5% cashback at major platforms and the 12-…

Legitimate. Avafin (formerly Lendon) is backed by 4finance Holding, a twelve-country lender. For a personal loan between bank and payday-SOF…

Legitimate. Sister to Lendon (same 4finance group). The free first loan does honor if you pay on time. From the second onwards, cost is high…

Legitimate. HolaDinero doesn't lend directly; it connects your request to partner SOFOMs and earns per lead. Useful if banks have turned you…

Legitimate as a CONDUSEF-registered SOFOM E.N.R., but expensive. Belozfi offers small tickets (500 to 5,000 pesos) repayable in one or two p…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. Slana covers tickets from 500 to 20,000 pesos on short terms. Cost in line with typical SOF…

Legitimate. Prestamiau is an aggregator, not a lender. The 91-120 day scheme with 0% to 36% APR is among the most transparent in the segment…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. Loaney has one of the lowest-ticket products in the market (from 100 pesos), useful for mic…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. Credity covers from small (1,000) to large (150,000) tickets, typically bank territory. For…

Legitimate. Creditilia operates as a CONDUSEF-registered SOFOM E.N.R. Its catalog width (1,000 to 150,000 pesos up to three years) places it…

Legitimate. Finzmo doesn't lend directly; it connects your request with partner SOFOMs and earns per lead. Its commitment to show the exact …

Legitimate as a CONDUSEF-registered SOFOM E.N.R. Creditify covers a wide range (100 to 30,000 pesos) on mid-length terms. For occasional use…

Legitimate. Finami is a SOFOM aggregator with a CPL scheme similar to Binixo (they even share a landing in some cases). The 0% promo on the …

Legitimate and among the most competitive in its segment. Finteres offers rates (7%-35%) close to bank levels with uncommon term flexibility…

Legitimate as an aggregator. Fidea doesn't lend directly: it shares your request with partner SOFOMs and earns per lead. Speed is the upside…

Legitimate. Binixo is an aggregator with a promo scheme similar to Crezu and AndaCrédito. The 0% on first loan exists with mandatory on-time…

Legitimate as an aggregator. Zaimoo covers a wide range (200 to 150,000 pesos). The 0.01% June promo is real if approved by a lender that ho…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. OptiCrédito covers everything from micro tickets (200 pesos) to medium (30,000), all on sub…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. LetoCredit covers the mid-segment (1,000 to 30,000 pesos) on up to two-year terms. Mid-rang…

Legitimate. LaNu operates as an online SOFOM with a strong promo hook: free first loan up to 35,000 pesos. Useful for a one-off emergency wi…

Legitimate. CreditoMax is an aggregator with a promo hook. The 0% on first credit exists but doesn't apply to all profiles — verify before a…

Legitimate. MePresta is an aggregator with a realistic APR range (0%-38%) for personal credit. The 12% over 6 months example shows reasonabl…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. TurboPeso offers a wide range (100 to 30,000 pesos) with fast deposit. The 33.3% interest d…

Legitimate. Prestomin operates as a CONDUSEF-registered online SOFOM; the lender is paid only when the loan is actually disbursed. That usua…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. With a 504% APR, only makes sense for real emergencies repayable in one or two pay periods.…

Legitimate. iBancar specializes in vehicle-collateral credit — useful if you already own a car free of liens and need 12,000 to 120,000 peso…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. FinPug sits in the mid-segment: cheaper than pure payday-SOFOMs, pricier than regulated SOF…

Legitimate. CashSpace is an aggregator focused on fast response; the type of lender it routes you to depends on the amount requested. For ≤5…

Legitimate. Fiesta Crédito doesn't lend directly; it connects your request with partner SOFOMs and earns per lead. Main appeal: tickets up t…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. MoneyMarket covers a narrow niche (2,000 to 6,000 peso tickets). Useful for that specific r…

Legitimate as an aggregator. Crédito365 doesn't lend directly: it shares your request with partner SOFOMs and earns per lead. Speed is the u…

Legitimate as an aggregator. The 0.01% promo rate is real for approved profiles, but only on the first loan. For subsequent loans the cost i…

Legitimate. CredityYes doesn't lend directly; it connects your request to partner SOFOMs and earns per lead. The declared range (0% to 38% A…

Legitimate. MrFinan operates as an online SOFOM for small tickets (100 to 10,000 pesos). Mid-range cost within the segment. May work for tho…

Legitimate as an online SOFOM with notable transparency: publishes exact APR (188%-204%) and a numerical example before applying. Cost is hi…

Legitimate. AndaCrédito is an aggregator with a scheme very similar to Crezu. The 0% first loan is real with payment discipline. For subsequ…

Legitimate. AskRobin is an aggregator with presence in several LATAM countries, which gives scale but doesn't guarantee the best local rate.…

Legitimate. Dinería operates as a CONDUSEF-registered SOFOM E.N.R. Mid-market positioning: pricier than a payroll bank, cheaper than payday-…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. iFinzi is among the few SOFOMs covering up to 500,000 pesos — typically bank territory. For…

Legitimate as a CONDUSEF-registered SOFOM E.N.R. BlitzLoan competes with iFinzi and CrediLemon in the large-ticket non-bank SOFOM segment. U…

Legitimate as an online SOFOM with a very narrow niche (1,000-2,000 pesos). The 0% promo interest makes sense for a one-off one-or-two-thous…

Legitimate. VasXlana responds fast, but its APR sits at the high end of the payday segment. If what you need is speed and your 30-90 day rep…

Legitimate. Prestomex competes in the Belozfi/OptiCrédito segment. For formal profiles BBVA or Banorte come out better. For micro-emergencie…

Legitimate. Revolut is a global financial brand with an FCA license in the UK and regulated operations in Mexico since 2024. Useful for user…

Legitimate. For small tickets (5,000-15,000 pesos) and real urgency, Credilikeme makes the shortlist. If your payroll is formal and you can …

Legitimate. iKiwi is an aggregator, not a direct lender; you sign with the final lender, not with iKiwi. Useful when you have been rejected …

Legitimate. If you qualify with a clean profile, take the first loan at the promo rate payable in 30 days — beyond that the standard APR bit…

Legitimate, registered SOFOM ENR. CreditoZen is a valid option for mid-tickets (8K-25K pesos) if your bureau has minor delinquencies. For on…

Legitimate as an aggregator. Pre-qualification saves on rejections but does not guarantee the best price: once you have the signed offer, co…

Legitimate. The most useful thing to know about Lemonza: they approve where others will not — but the cost is strict on-time payment. If you…

Legitimate but with little public track record. Before signing, verify status in SIPRES and check CONDUSEF Buró de Entidades Financieras for…

Legitimate. Cozmo is a CONDUSEF-registered SOFOM E.N.R. since 2019, operating with automated scoring and focus on medium tickets. Useful for…

Legitimate. Solcredito is a CONDUSEF-registered SOFOM E.N.R. since 2018. Works well with profiles building initial history — medium tickets …