2026-08-06

BBVA vs Banorte: traditional-bank credit card

BBVA MéxicoBanorte
APR (CAT)Not verifiedNot verified
Amount$5k–$120k$5k–$100k
Interest-free days50 días50 días
What sets it apartVariable cashback by category; strong app; aggressive promotionstravel; electronics

When to pick BBVA México

BBVA México: variable cashback by category; strong app; aggressive promotions. Ask for the CAT and total repayment in writing before applying.

When to pick Banorte

Recompensa Total has a broad catalog and clear rules. Banorte: travel; electronics. Ask for the CAT and total repayment in writing before applying.

My recommendation

Disciplined payer: BBVA, for the real cashback. There is no verified cost winner in this comparison. Request written quotes from BBVA México and Banorte, then compare CAT, fees and total repayment.

How we compare these two

Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.

Read the full editorial review of BBVA México or Banorte before deciding.

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