See the published CAT, amount and term. A payment appears only when a verifiable schedule exists. Comparing here leaves no trace on your Buró file.
This is a simulation; it doesn't land on your bureau record.
We work with the main lenders in the Mexican market
The default order may include commercial factors. CAT sorting is enabled only when at least two verified costs for the same product type are available.
One screen. No endless form.
Sort by amount or rating. CAT sorting appears when enough verified, comparable costs are available.
We send you to the bank's or SOFOM's site. The application happens directly with them.
Consumer loans, cards, refinancing, car loans and mortgages.
Yes. Some partners pay us when someone continues from our comparison. That adds no fee here; always confirm the lender's final CAT, payment schedule and contract before accepting.
From the lenders. When your application reaches their system through us, they pay us a fee. That fee isn't passed on to you — it sits outside your loan cost.
No. Moving the sliders, simulating payments and opening the calculators isn't a hard pull. The mark only happens when you formally sign the application with the bank or SOFOM.
It's the real annual rate of your loan with mandatory fees and insurance already baked in. Compare two CATs, not two interest rates; a loan at 28% «with no fees» can be more expensive than one at 32% if the first one hid its fees in the small print.
Banks give longer terms and larger amounts, but they want a clean bureau, formal payslips and they take two or three days. SOFOMs approve in minutes and accept rougher profiles, but their CAT is higher. If you have a formal payroll and a clean bureau, the bank is almost always cheaper.
Up to roughly 900,000 MXN on a bank personal loan; the typical approved amount sits between 30k and 90k. SOFOM online: 1,000 to about 50,000 — your first ever loan always comes out small.
Banks: most will reject you. SOFOMs: some will lend, with shorter terms and a higher CAT. Pay it on time, take a second small one six months later, and in 12–18 months you'll have bank options again.
SOFOM online: same day, usually under three hours if you applied in business hours. Bank: one to three business days, deposited to the account you provide.
Current INE, recent proof of address, and proof of income (payslips or three months of bank statements). For small SOFOM amounts, the INE alone is often enough.
Yes — it's your right. Check the contract: most lenders apply prepayments to principal, which saves you future interest; a few charge a settlement fee — ask about it explicitly before signing.
No. You can compare, simulate and submit your application without registering.
If the rate is fixed, no. If it's variable, yes: your monthly recalculates whenever TIIE changes. Before signing, ask whether the rate is «fixed for 36 months» or «variable indexed to TIIE» — at three years that difference can matter a lot.