BBVA vs Banorte: which personal loan suits you?
| BBVA México | Banorte | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $10k–$900k | $10k–$650k |
| Term | 6–60 meses | 12–60 meses |
| Minimum income | $8,000 | $8,000 |
| What sets it apart | Smooth app, approval in minutes if your payroll is with BBVA | Friendlier to foreign residents and to freelancers who can show six months of income |
When to pick BBVA México
The app pre-approves you with no paperwork once you've been a customer for more than six months. For amounts above 400,000 pesos, BBVA is one of the few banks that go that high without a co-signer.
When to pick Banorte
Banorte wins when you don't bank your payroll with them but you do have steady, documentable income. They more readily accept fee-based contracts, verifiable rent income, and foreign residents with a recent RFC.
My recommendation
There is no verified cost winner in this comparison. Request written quotes from BBVA México and Banorte, then compare CAT, fees and total repayment.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of BBVA México or Banorte before deciding.