Hey vs Stori: no-annual-fee card for different profiles
| Hey Banco | Stori | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $5k–$100k | $2k–$30k |
| Interest-free days | 50 días | 50 días |
| What sets it apart | Banco Regio's digital arm, integration with Hey account, polished app | Approves empty or thin bureau; entry card |
When to pick Hey Banco
Hey wins on a client with clean bureau and preference for integrated digital banking. Requires prior Hey account or direct application with strict scoring.
When to pick Stori
Stori wins on empty or incident bureau. Very open approval where Hey doesn't reach. Initial limit low but grows with discipline. To build history from zero, a real option.
My recommendation
Empty or rebuilding bureau: Stori for approval.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of Hey Banco or Stori before deciding.