Nu vs RappiCard: no-annual-fee card
| Nu México | RappiCard (Banorte) | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $3k–$60k | $5k–$100k |
| Interest-free days | 55 días | 50 días |
| What sets it apart | Leading app, permanent no annual fee, integrated digital platform | 5% cashback at Rappi, 1-3% other categories; interest-free months at Rappi merchants |
When to pick Nu México
Nu wins on a client who does NOT habitually use Rappi. For monthly spend spread across merchants and services, Nu is clearly more efficient.
When to pick RappiCard (Banorte)
RappiCard wins if you use Rappi 2-3 times a week (food delivery, errands, RappiTravel). For non-Rappi users, doesn't pay off.
My recommendation
Active Rappi user (2+ times weekly): RappiCard without doubt.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of Nu México or RappiCard (Banorte) before deciding.