Vexi vs RappiCard: cashback compared
| Vexi (Banco Forjadores) | RappiCard (Banorte) | |
|---|---|---|
| APR (CAT) | 72% | 68% |
| Amount | $3k–$60k | $5k–$100k |
| Interest-free days | 50 días | 50 días |
| What sets it apart | 5% cashback at Amazon, Netflix, Mercado Libre; 12 interest-free months at participants | 5% cashback at Rappi and other categories; higher initial limit |
When to pick Vexi (Banco Forjadores)
Vexi wins if your recurring spend is at Amazon Mexico, Netflix and Mercado Libre. On 6,000 pesos monthly at these platforms, returns around 300 pesos. Initial limit is low (3-8K) but grows with disciplined use.
When to pick RappiCard (Banorte)
RappiCard wins if you use Rappi weekly (food delivery, errands). 5% cashback at Rappi on 8,000 pesos monthly returns 400 pesos. Higher initial limit (5-15K) better accommodates one-off expenses.
My recommendation
Intense Amazon/Netflix/Mercado Libre: Vexi. Intense Rappi: RappiCard. If you use both platforms: depends which weighs more in monthly spend.
How we compare these two
The figures in the table — CAT, amount, term — come from each institution’s public rate sheet, not from us, and the commercial relationship never changes them. The «cheaper» verdict weighs the total cost for a standard profile; your own CAT depends on your Buró and income, so treat the numbers as a starting point and confirm the final terms on the lender’s site before signing. The order of offers across the site follows our published methodology.