The order of offers on Kreditano is based on the CAT (Costo Anual Total) — the standard indicator of a loan's real annual cost in Mexico.
Kreditano has commercial agreements with some of the listed institutions. Based on these agreements, some lenders may occupy higher positions in the default order.
Regardless of these agreements, you can always sort the offers strictly by CAT, monthly payment or total cost — and the values shown (CAT, monthly payments, costs) come from each institution's public rate sheet and are never modified by the commercial relationship.
The price brake and the sort options
Even though a commercial agreement can raise a lender's position, we apply a limit: an offer whose CAT is more than 1.5 times the cheapest CAT in the segment cannot take first place, no matter how much commission it pays. The agreement lifts it, but never puts it at the top ahead of a clearly cheaper option.
Every table has a «Sort by» menu. If you pick CAT, amount or rating, the order is strict: neither the internal score nor the commercial agreements interfere. That order reflects only the criterion you asked for.
Data is updated periodically; the date of the last update is shown on each offer.
Last reviewed: 17 July 2026.