Vexi vs Stori: for thin or rebuilding bureau
| Vexi (Banco Forjadores) | Stori | |
|---|---|---|
| APR (CAT) | 72% | 95% |
| Amount | $3k–$60k | $2k–$30k |
| Interest-free days | 50 días | 50 días |
| What sets it apart | Up to 5% cashback at major platforms; 12 interest-free months; CNBV-regulated bank | Approves empty or thin bureau; regulated issuer; history rebuilding |
When to pick Vexi (Banco Forjadores)
Vexi wins if your bureau has at least one product closed on time, even if small. APR is 23 points lower, cashback on major platforms is real value, and initial limit is comparable.
When to pick Stori
Stori wins if your bureau is completely empty or you have a recent incident Vexi rejects. Its scoring accepts profiles most of the market discards. It's the entry option to build history when no other door is open.
My recommendation
Bureau with some closed product: Vexi for APR and cashback. Empty bureau or recent incident: Stori for approval.
How we compare these two
The figures in the table — CAT, amount, term — come from each institution’s public rate sheet, not from us, and the commercial relationship never changes them. The «cheaper» verdict weighs the total cost for a standard profile; your own CAT depends on your Buró and income, so treat the numbers as a starting point and confirm the final terms on the lender’s site before signing. The order of offers across the site follows our published methodology.