2026-08-06

Banorte vs Santander: personal loan

BanorteSantander
APR (CAT)Not verifiedNot verified
Amount$10k–$650k$8k–$500k
Term12–60 meses12–60 meses
Minimum income$8,000$7,500
What sets it apartStrong industrial-corridor agreements; good approval for non-salaried with tax packageFrequent campaigns in Buen Fin and Anniversary with rate cuts

When to pick Banorte

Banorte wins outside campaign windows. For non-salaried with SAT filings, Banorte approves with less friction than Santander.

When to pick Santander

Santander stands out for frequent campaigns in buen fin and anniversary with rate cuts. Ask for the CAT and total repayment in writing before applying.

My recommendation

No hurry and patience for campaign: Santander. Need the loan now or you're non-salaried: Banorte.

How we compare these two

Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.

Read the full editorial review of Banorte or Santander before deciding.

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