2026-08-06
BBVA vs Scotiabank: personal loan
| BBVA México | Scotiabank México | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $10k–$900k | $10k–$400k |
| Term | 6–60 meses | 12–48 meses |
| Minimum income | $8,000 | $8,000 |
| What sets it apart | Leading app, high ceilings, 24h approval with BBVA payroll | Multinational service, community of Canadians and Americans with residency |
When to pick BBVA México
The digital paperless approval is the market's best.
When to pick Scotiabank México
Scotiabank wins when your profile has an international component: Canadian or US residency, dollar flows, frequent transfers from North America.
My recommendation
Mexican with formal payroll: BBVA. International profile or USD/CAD flows: Scotiabank is worth the difference.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of BBVA México or Scotiabank México before deciding.