BBVA vs Santander: personal loan in Mexico
| BBVA México | Santander | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $10k–$900k | $8k–$500k |
| Term | 6–60 meses | 12–60 meses |
| Minimum income | $8,000 | $7,500 |
| What sets it apart | Market-leading app in MX, 24h digital approval for BBVA payroll clients | Frequent campaigns (Buen Fin, Anniversary) with rate cuts of 5-8 points |
When to pick BBVA México
BBVA wins on a profile with their own payroll and medium term (24-48 months). The app pre-approves without paperwork once you've been a BBVA client for six months.
When to pick Santander
They also approve more easily profiles without payroll showing consistent banking activity.
My recommendation
BBVA payroll: BBVA, no second-guessing. External in a hurry: BBVA for the app.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of BBVA México or Santander before deciding.