RappiCard vs Hey Banco: no annual fee
| RappiCard (Banorte) | Hey Banco | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $5k–$100k | $5k–$100k |
| Interest-free days | 50 días | 50 días |
| What sets it apart | 5% cashback at Rappi; interest-free months at Rappi merchants; high initial limit | Hey integration; polished app for general use |
When to pick RappiCard (Banorte)
RappiCard wins if Rappi is part of your weekly routine (delivery, errands, travel). 5% cashback on 6,000-10,000 pesos monthly at Rappi returns 300-500 pesos.
When to pick Hey Banco
Hey wins for general use without Rappi focus. For spread spend without dominant category, the more efficient option.
My recommendation
Active Rappi user: RappiCard hands down. There is no verified cost winner in this comparison. Request written quotes from RappiCard (Banorte) and Hey Banco, then compare CAT, fees and total repayment.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of RappiCard (Banorte) or Hey Banco before deciding.