Nu vs Stori: no-annual-fee credit card
| Nu México | Stori | |
|---|---|---|
| APR (CAT) | 55% | 95% |
| Amount | $3k–$60k | $2k–$30k |
| Interest-free days | 55 días | 50 días |
| What sets it apart | Superior app, total transparency, integrated platform with Nu account | Approval with thin or no-history bureau; first accessible card |
When to pick Nu México
Nu wins on a profile with previous card or bureau with at least one well-closed product. The initial limit grows faster (15-30% monthly with disciplined use), the app is the market's best, the APR is 40 points lower than Stori.
When to pick Stori
Stori wins when you've never had a credit card or your bureau is empty. Approves profiles Nu systematically rejects. Initial limit is low (2-6K pesos) but grows with responsible use. For initial history building, one of the few real options.
My recommendation
Bureau with some closed product: Nu for the experience. First card or empty bureau: Stori for the open scoring.
How we compare these two
The figures in the table — CAT, amount, term — come from each institution’s public rate sheet, not from us, and the commercial relationship never changes them. The «cheaper» verdict weighs the total cost for a standard profile; your own CAT depends on your Buró and income, so treat the numbers as a starting point and confirm the final terms on the lender’s site before signing. The order of offers across the site follows our published methodology.
Read the full editorial review of Nu México or Stori before deciding.