Kueski vs Credy: fast online loan
| Kueski | Credy | |
|---|---|---|
| APR (CAT) | 285% | — |
| Amount | $500–$25k | $1k–$30k |
| Term | 7–180 días | 30–1095 días |
| What sets it apart | SOFOM E.N.R. since 2012, deposit in 10-30 minutes | Aggregator with first-loan 0% promo (on-time payment) |
When to pick Kueski
Kueski wins if you need the money today and you already know the product. SPEI deposit in 10-30 minutes without intermediaries. High APR but the peso cost on a small ticket is manageable for a one-off emergency.
When to pick Credy
Credy wins if it's your first online loan and you can pay on the exact cutoff date. The first-loan 0% promo up to 30,000 pesos is real with on-time payment. If you're late by a day, the destination SOFOM's rate reactivates retroactively.
My recommendation
Need the money in an hour with a payment plan: Kueski. First time and you can pay on the exact date: Credy for the 0%.
How we compare these two
The figures in the table — CAT, amount, term — come from each institution’s public rate sheet, not from us, and the commercial relationship never changes them. The «cheaper» verdict weighs the total cost for a standard profile; your own CAT depends on your Buró and income, so treat the numbers as a starting point and confirm the final terms on the lender’s site before signing. The order of offers across the site follows our published methodology.
Read the full editorial review of Kueski or Credy before deciding.