Credy vs Crezu: aggregators with first-loan promo
| Credy | Crezu | |
|---|---|---|
| APR (CAT) | — | — |
| Amount | $1k–$30k | $1k–$30k |
| Term | 30–1095 días | 30–1095 días |
| What sets it apart | Comparison agent from Estonia (Tornado Holding); 0% promo on the first | Aggregator focused on broad Mexican SOFOM network; 0% promo first loan |
When to pick Credy
Credy wins if you prefer to know the destination SOFOM before accepting. Its flow shows the final lender and exact APR before signing. Operations from Estonia are transparent and registered with CONDUSEF as a comparison agent.
When to pick Crezu
Crezu wins if you want a broader available SOFOM network. More offers usually arrive in less time, especially for thin-bureau profiles. The initial friction is similar to Credy.
My recommendation
You want to know who you're signing with before comparing: Credy. Looking for more SOFOM options in less time: Crezu.
How we compare these two
The figures in the table — CAT, amount, term — come from each institution’s public rate sheet, not from us, and the commercial relationship never changes them. The «cheaper» verdict weighs the total cost for a standard profile; your own CAT depends on your Buró and income, so treat the numbers as a starting point and confirm the final terms on the lender’s site before signing. The order of offers across the site follows our published methodology.
Read the full editorial review of Credy or Crezu before deciding.