BBVA vs Inbursa: personal loan
| BBVA México | Inbursa | |
|---|---|---|
| APR (CAT) | Not verified | Not verified |
| Amount | $10k–$900k | $8k–$400k |
| Term | 6–60 meses | 12–60 meses |
| Minimum income | $8,000 | $7,000 |
| What sets it apart | Leading app, fast approval, best APR in the traditional banking segment | More flexible with thin or rebuilding profile; Saldazo card integration |
When to pick BBVA México
BBVA wins on a client with formal payroll, clean bureau, 6+ months bank tenure. For large personal loans (200K+) BBVA is usually the only option without a co-signer in that range.
When to pick Inbursa
Inbursa comes in when BBVA or Santander reject for thin bureau, recent rebuilding or variable income. The Saldazo integration (basic account with Telcel and Banco Azteca) opens access to clients without traditional banking history.
My recommendation
Solid banking profile with payroll: BBVA.
How we compare these two
Amounts, terms and requirements reflect the catalog reviewed on the date shown. We publish APR only when it is tied to a current product source; “Not verified” means you should request it from the institution. Confirm fees and total repayment in the final contract. Commercial agreements and ordering are explained in our published methodology.
Read the full editorial review of BBVA México or Inbursa before deciding.