Is Crédito365 legit? What you need to know
Crédito365 reviews 2026: service type, published costs, requirements, warnings and editorial verdict. Verify the final lender before signing.
Crédito365 connects requests with third-party lenders. It does not approve or disburse the loan. aggregator routing 300 to 20,000 peso loans to partner SOFOMs with same-day disbursement.
Regulation and basic facts
| Legal name | Crédito365 México |
|---|---|
| Regulator | CONDUSEF (agente comparador) |
| Legal figure | Plataforma agregadora |
| Operating since | undefined |
| Headquarters | Puebla |
| Parent group | Capital privado |
Cost information published by the platform
Most common complaints
as an aggregator paid when the loan is disbursed; you notice it in the follow-up: if you sign but do not complete the initial validation transfer, it contacts you up to three more times
Kreditano verdict
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Who it's for and who it isn't
Crédito365 can help collect proposals without filling several forms. Check how many companies will receive your data before continuing.
Skip it if you want to deal with one named institution from the start or do not accept calls and emails from third parties.
Documents commonly requested
- Be over 18 and live in Mexico
- Use your own email and mobile number
- Consent to the request being sent to third parties
- Verify the final lender before sharing documents
- Check CAT, fees, amount and term in the final offer
How to apply step by step
- Enter the amount, term and contact details on Crédito365.
- The platform shares the request with one or more lenders; read the privacy notice first.
- You receive third-party proposals. Crédito365 does not approve the loan or set the final CAT.
- Compare the legal entity, CAT, fees, total amount and payment schedule.
- If you choose an offer, you contract with the final lender. That lender decides on the Buró check and disbursement.
Common application mistakes
- Mistaking the comparison platform for the company that will disburse the money.
- Accepting the first call without verifying the lender's legal name and registration.
- Sending documents to a contact not named in the privacy notice.
- Comparing only the monthly payment and ignoring CAT, fees and total repayment.
- Paying an advance release, insurance or processing fee before disbursement.
Comparable alternatives
| Lender | CAT | Amount |
|---|---|---|
| Kondinero | — | 1,000-50,000 MXN |
| DiDi Préstamos | — | 1,000-25,000 MXN |
| MoneyMan | — | 1,000-15,000 MXN |
If Crédito365 doesn't fit you, here are similar options in our comparator: (current catalog amounts; APR appears only with a current source)
Reviews of similar lenders
- Kueski — CONDUSEF
- DiDi Préstamos — CONDUSEF
- MoneyMan — CONDUSEF
- Crediclub — CNBV
- Kondinero — CONDUSEF
- Kreditiweb — CONDUSEF
- BBVA México — CNBV
- Banorte — CNBV
- santander-mexico — CNBV
- Citibanamex — CNBV
Frequently asked questions
Does Crédito365 check Buró de Crédito?
Crédito365 is an intermediary and does not approve the loan. The final lender may check Buró with your consent; read its privacy notice before submitting.
How long does Crédito365 take to deposit?
Crédito365 does not disburse funds. Timing depends on the lender that approves the request and must appear in its offer or contract.
Can I repay early?
That depends on the final lender's contract. Ask for the settlement balance in writing and confirm how the payment will be applied to principal before transferring.
How to verify on your own
To confirm any institution is active, check the CNBV register directly or the CONDUSEF SIPRES register. Individual complaints are reported on the Buró de Entidades Financieras.