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Mortgages

Compare mortgages and find the best CAT for your home in Mexico.

Representative data · verify the conditions with each institution

How to choose the right mortgage

A mortgage finances buying a home and is secured by the property. It has long terms (up to 30 years) and usually the lowest interest of all loans.

Compare fixed vs. variable rate, the required down payment (usually at least 10%) and the total cost over the term. A small CAT difference means thousands of pesos long-term.

  • Large amounts, secured by the home
  • Terms up to 30 years
  • Down payment from 10%
  • Fixed or variable rate

Frequently asked questions

What down payment is needed?+

Usually at least 10% of the property value, but it varies by bank and program.

Fixed or variable rate?+

Fixed offers predictability; variable (linked to the TIIE) may be lower initially but fluctuates.

Can I use my Infonavit or Fovissste credit?+

Yes, some banks offer co-financed schemes with Infonavit or Fovissste; compare them with standard offers.

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